Gear

Tents, saddles, parkas, and the kitchen sink. Discussions of expeditionary equipment.

Logistics

Everything from plane tickets to fundraising to mapping routes across a land without maps.

Mongolia

Everything about Mongolia you ever wanted to know, and some things you didn’t.

Other Expeditions

Other equine explorers, daring documentarians, and adventurers in Asia.

Preparation

Learning Mongolian and getting fit are just a few of the preparations I need to make.

Home » Featured, Logistics

Insuring an Expedition

Submitted by on August 15, 2010 – 10:32 am2 Comments

Buying travel insurance for a cruise or a week-long jaunt to France is pretty easy.  Just hit up WorldNomads or any of the other great a travel insurers that are out there, and you should be on your way in no time.  Buying insurance for something like TME, on the other hand, requires quite a deal more consideration.  Here are just a few of the things that make everything a little more complicated:

  • I will be carrying thousands of dollars worth of equipment.
  • I will be traveling in a country where pretty much any moderate injury requires a medevac.
  • I will be riding horses for 90+% of the trip, an activity that carries a reasonable risk of injury.
  • I’m unsure as to how long the project will actually last.  I could be there only 3 months, or I could be there for 6 or more.

Insuring TME is more like insuring an expedition than a family holiday, and I need to make sure that whatever insurer I choose to go with understands that and won’t try to nickel and dime me on everything.  I also need to find an insurer that has experience with SAR (search and rescue) insurance.

How you can help:

If you have any recommendations of insurers to look at, questions I should ask, or policy terms I should look for, I would love to hear them.  I really would love any advice at all on travel insurance, as I have never actually purchased it before.  If you’re an insurer and you’re reading this and you think that your company would be a good fit, please get in contact with me.

[Photo by Bearden]

2 Comments »

  • [...] Know anything about travel insurance? Help out: RT @mongolexprmnt: Insuring an Expedition http://is.gd/eiLs2 Southeastern vacation spots featured in films: If you’re planning a vacation and aren’t [...]

  • Hedy says:

    Two thoughts: I’d try cold-calling travel insurance companies (I’ve used Travel Guard for week-long vacations and successfully filed claims). At the very least, you might want to look into them for a policy which covers medical evacuation and repatration of remains.
    Secondly, would you consider looking into whether if you got renters insurance in the states, you could get a rider to cover your photography equipment. Similarly you might want to look into an accidental death and dismemberment policy.

Leave a comment!

Add your comment below, or trackback from your own site. You can also subscribe to these comments via RSS.

Be nice. Keep it clean. Stay on topic. No spam.

You can use these tags:
<a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

This is a Gravatar-enabled weblog. To get your own globally-recognized-avatar, please register at Gravatar blog.